Auto Loan Payment Calculator
This free
auto loan calculator will help in finding your monthly car payment, loan financing
costs, and total cost
based on provided inputs, such as vehicle price, loan interest rate, loan
term, down payment, and tax rate. Calculator works for new-car loans, used-car
loans and car refinance loans.
Car Lease Calculator | Car Lease vs Buy Calculator
We recommend
getting your car loan pre-approved online, whether it's for a new car loans,
used car loans, or loan refinancing.
Get
an Auto Loan Approved Fast at DriverLoans.com!
Download this calculator to your PC or Mac
See Using an Auto Loan Calculator for helpful tips on using free auto calculators.
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This online car loan calculator is as educational as it is functional. You'll learn about the various factors that go into determining your loan payment and that contribute to your overall financing costs. You'll see how rebates and down payment reduce your payment almount. You'll see how sales tax is applied, which can vary by state. You can experiment with loan interest rates, negotiated price, add-on costs, fees, and loan term (months) to see how it affects your payment amount. Overall cost is also shown, which can be useful if you want to compare the cost of financing versus paying cash. This online car loan calculator can be used for both new-car purchases as well as used-car purchases. It can be downloaded to your PC or laptop for offline use.
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The value of a free auto loan calculator is that it allows experimentation with the parameters of a car loan to determine the effect on monthly payment. For example, it is easy to see the difference in the amount of a car payment for a 0% loan versus a conventional interest loan. See the difference a longer loan term will make in lowering payments. A free car payment calculator can also help verify dealer's calculations to make sure no hidden extra costs have been introduced into a deal. Also see the effect of different tax rates and down payment amounts on the calculated monthly payment amount. Helps determine an affordable payment amount when the price of the vehicle, interest rate, and loan term are known.